Everyone has a plan for your tax refund. Do you?

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Everyone has a plan for your tax refund. Do you? Practically every year starting in March, we are bombarded by advertisements from retailers telling us to spend our tax refunds in their stores. They entice us with discounts and sometimes even offer to cash out our tax refund checks. These promotions sound like a wise […]

Homeowner’s Insurance: Do I need it?

Homeowner’s Insurance: Do I need it? Homeowner’s insurance will protect your house in case of damages to the property or to household items. If you are financing your home, your lender will require that you carry homeowner insurance, with a clause that the lender will be on the policy as ‘loss payee’. For example, if […]

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