Homewise Blog

January 2013

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Renting vs Owning a Home

Renting vs owning a home. What’s the best answer? If the short-term goal of a monthly housing payment is to keep a roof over your head for the next 30 days, i’s the same whether that payment is for rent or a mortgage.

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Your Home can be a Financial Asset

Pay yourself first. That’s the wisdom from retirement planners who advise people to make their savings automatic, part of their regular budget, so they’re never tempted to frivolously spend the money they should be putting away.

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Return on Investment for the Homeowner

A house is first and foremost a home. It is where you sleep, eat, raise your children, take shelter from the storm, and hopefully grow old and happy. That was forgotten by buyers, banks and the government in the late 1980s and mid-2000s housing bubbles.