Maintain and Improve Your Home

postitAs a homeowner, you know that your home is your financial asset. Homewise offers services to help you maintain and improve your home. By adding energy or conservation features, you are managing your investment wisely.

HERE'S HOW IT WORKS:

1

Types of Improvements
Find the information you need to make decisions on your next project.

2

Hire a Contractor
Get the tools you need to hire a local, professional contractor right for you.

3

Finance your Improvement
Take advantage of our competitive, fixed-rate financing.

Types of Improvement

Click on an icon below to learn more about a specific home improvement.

r

ROOFING

I have a problem with my roof. What should I do?

Most roofing projects are beyond the ability of the average homeowner, so it is important to work with an experienced professional roofer. Contact at least three different licensed professionals and compare estimates. You can find local roofers in our directory and use our checklist to ask the right questions and get the answers you need to make an informed decision about your roofing problem.

What kind of roof should I get?

If you have an older home, you likely have a tar and gravel roof. If you are going to replace your roof, consider converting to a newer, more energy efficient roofing material. We build our Homewise Homes with modified bitumen (membrane) roofs because of the quality, longevity, energy efficiency and money saving features.

How am I going to pay for this?

You can finance your roof repair or replacement with a competitive, fixed rate home improvement loan from Homewise.
Click here to get started!

contractor FIND A CONTRACTOR. VISIT OUR DIRECTORY WITH CUSTOMER REVIEWS

s

STUCCO

I have cracks in my stucco. When is it a problem?

A stucco company will help you decide if your stucco needs repaired or restored. Contact at least three different licensed
professionals and compare estimates. You can find local stucco companies in our directory and use our checklist to ask the right questions and get the answers you need to make an informed decision about your stucco.

Should I choose synthetic or traditional stucco?

If the cracks can be repaired, you will want to use the same material currently on your home. If you need a full stucco
restoration, consider using synthetic materials. We build our Homewise homes with synthetic stucco because it is more
consistent in texture, color and less susceptible to cracking.

How am I going to pay for this?

You can finance your stucco project with a competitive, fixed-rate home improvement loan from Homewise. Click here to get started!

contractor FIND A CONTRACTOR. VISIT OUR DIRECTORY WITH CUSTOMER REVIEWS

hc

Heating/Cooling

I have a problem with my heating/cooling. What should I do?

A heating and cooling company will help you decide if your heating/cooling system needs repaired or replaced. Contact at least three different licensed professionals and compare estimates. You can find local heating and cooling companies in our directory and use our checklist to ask the right questions and get the answers you need to make an informed decision about your heating/cooling problem.

What should I look for in a new heating/cooling system?

Look for a more efficient system with lower operating cost. It will more than pay for the higher initial cost.

How am I going to pay for this?

You can finance your heating and cooling project with a competitive, fixed rate home improvement loan from Homewise. Click here to get started!

contractor FIND A CONTRACTOR. VISIT OUR DIRECTORY WITH CUSTOMER REVIEWS

w

Windows

I need new windows. What do I do?

Contact at least three different licensed professionals and compare estimates. You can find local window companies in our directory and use our checklist to ask the right questions and get the answers you need to make an informed decision about your windows.

What kind of windows should I get?

Dual paned low emissivity (low-e) windows are an affordable option to insulate your home and save energy and money. They have a thin invisible coating that reduces energy loss by 30-50%. We build our Homewise homes with dual paned, low-e windows.

How am I going to pay for this?

You can finance your new windows with a competitive, fixed rate home improvement loan from Homewise. Click here to get started!

contractor FIND A CONTRACTOR. VISIT OUR DIRECTORY WITH CUSTOMER REVIEWS

wh

Water Heater

My water heater is leaking! What do I do?

If you have a leak, follow these steps to drain your system:

  1. Turn off the water supply. Locate the cold water shut off valve above the water heater. Either pull down or twist the handle clockwise until it stops. If you have a large, serious leak and cannot safely reach the water heater shut off valve, turn the water off at the main water valve in front of your house.
  2. Turn off the power supply. This is located at the heater or circuit breaker panel.
  3. Drain water heater to prevent water damage. Attach a garden hose to the drain faucet at the bottom of the water heater. Bring the other end of the hose to a lower location like a driveway or gravel. Do not drain onto grass or other landscape. Turn on a hot water faucet in the home to allow air to enter the water heater as the water drains. Pull relief valve handle to let air enter system.
  4. Call a plumber. Find local plumbers in our directory.

I have a problem with my water heater. What should I do?

Contact at least three different licensed professionals and compare estimates. You can find local plumbers in our directory and use our checklist to ask the right questions and get the answers you need to make an informed decision about your water heater.

How am I going to pay for this?

You can finance a new water heater with a competitive, fixed rate home improvement loan from Homewise. Click here to get started!

contractor FIND A CONTRACTOR. VISIT OUR DIRECTORY WITH CUSTOMER REVIEWS

s

Solar

I’m considering solar. How do I start?

Contact at least three licensed professionals and compare estimates. You can find local solar companies in our directory and use our checklist to ask the right questions and get the answers you need to make an informed decision about going solar.

What are the benefits?

The lower prices of today’s solar systems, paired with the low cost financing available, make going solar a smart investment for many homeowners. Solar is a fixed cost so your savings increases as utility rates rise.

How does it work?

A solar electric system uses roof or ground mounted panels to convert the sun’s light into electricity.

What size system do I need?

Solar system sizes are specific to your energy usage. A 12 month usage history from your utility company will help you determine your average monthly usage. A solar company can help you determine the size that’s right for your household.

What tax credits are available?

A federal tax credit covers 30% of the cost of a solar system.

Is my roof strong enough?

If you are mounting panels on your roof, any roof issues should be addressed before installing solar. Your solar company should inspect or recommend a roofing contractor to test the structural integrity of your roof before installing panels.

What else do I need to consider?

Find out if you have any homeowner association covenants or historical district restrictions related to solar panel placement. Register and protect your solar rights to prevent structures being built next door that will shade your system. More information can be found from Clean Energy NM here.

How am I going to pay for this?

Homewise offers competitive, fixed-rate financing for residential solar in New Mexico. Click here to get started!

contractor FIND A CONTRACTOR. VISIT OUR DIRECTORY WITH CUSTOMER REVIEWS

l

Landscaping

How can I start conserving water?

Rain barrels are a great way to begin harvesting water. They are easy to install and readily available. You can leave rain barrels out during the winter as long as the spout is open and water can flow through the barrel.

Drip irrigation is a great way to maintain your landscape without wasting water. Water is applied slowly at the base of the plant. Sensors and timers can help you water your landscape when it makes sense.

How am I going to pay for this?

You can finance water saving home improvements with a competitive, fixed rate home improvement loan from Homewise. Click here to get started!

contractor FIND A CONTRACTOR. VISIT OUR DIRECTORY WITH CUSTOMER REVIEWS

Hire A Contractor

contractor-questions

roofingHire a contractor

What should I ask before the site visit?

  • Are you licensed and insured?
  • Do you offer free onsite estimates?
  • How long have you been in business?
  • Do you do the work yourself or do you employ subcontractors?
  • Ask for local references from past customers that you can speak with.
  • Do you warranty your work?
  • Do you offer a written contract?

What should I ask after the site visit?

  • What brands of materials will be used and why?
  • How soon can you start, and when will the project be complete?
  • Be sure the cost of labor, materials, and any other
    expenses are included in a written bid.

What should I ask about warranties?

  • What is your warranty on workmanship? Manufacturer’s warranty?
  • Are there any actions or exceptions that could possibly void the warranty?
  • Is it a prorated warranty or does it cover 100% for the full term?

lightbulb-iconBONUS TIP: A contractor’s warranty should cover workmanship, installation and related issues. The manufacturer’s warranty should cover materials and manufacturing defects.

paper-icon
Click here to download a printable version of this guide.

contractor Find a contractor. Click here to visit our directory with customer reviews.

 

Finance Your Improvement

house-tag

Finance your Home improvement project with Homewise

Homewise can help you finance energy-efficient and water-saving home improvements, routine maintenance and emergency repairs. Click here to complete a home improvement profile, and we’ll be in touch right away!


Some of the improvements that Homewise can help you finance include:

  • Roof repair or replacement
  • Stucco with insulation
  • Windows and doors
  • Heating and cooling systems
  • Solar electric and hot water
  • Insulation
  • Water catchment and drip irrigation systems
  • And more, just ask!

I would like more information about home improvements